Foreign Nationals non-US Citizens: Purchase & Remortgages are now Available

Mortgage Financing Returns!

PURCHASE & REMORTGAGES NOW AVAILABLE!

After almost 18 months since a viable product has been made available we finally offer a product for foreigners! Purchase and remortgages up to 70% with minimal documentation required. Rates start at 6.5% and have no redemption penalties at all! Please e-mail us for more details soon as we do not know how long this product will be around.

Orlando Vacation Homes - Disney area Vacation Homes

What to Consider Before Buying a Orlando Vacation Condo

If a Orlando vacation condo lifestyle sounds interesting to you, here are a few things to consider about living in this type of residence:

Ownership
When you purchase a Orlando vacatyion condo, you own the space within your condo's walls. The actual walls are co-owned with your neighbor, as well as the common areas like the hallways; building exterior; yard and amenities such as the pool, gym, and walking trails.

Condo Association Fees
Each condo has Association fees that are in addition to the mortgage. These fees are used for maintenance and repairs of the common areas. The Association fees also pay for the landscaping and, usually, trash removal.

Condo Association Rules
Associations also have rules. They have regulations about what you can do with your property, including what kind of pets, if any, are allowed. Most Associations don't allow making changes to the exterior of the property. You can paint the walls inside your condominium, but can't paint the outside.

Neighbors
So you’ve found the condominium that works for you. The next thing to consider is what kind of neighbors you'll have. Disruptive and noisy neighbors can ruin even the perfect condominium. A good thing to do is stop by the condo at different times on different days, so you can get an accurate impression of what living there is really like. Think about looking at the Association’s board meeting minute. They'll list what complaints the other owners have, and by looking at those you can get the big picture of life there.

Don’t let Association fees and close neighbors scare you away from condominium life. While purchasing a Orlando vacation condo is not simpler than buying a single-family home, living in one may be.

Thinking of buying a condo? we can help. Call us now at 407-876-5771.

A Orlando Vacation Home for Sale: Are You a Competitive Seller?

Do you have a competitive nature? Do you always have to have the last say? Do you always feel you have to win? If you have an Orlando vacation home for sale, you may have “competed” yourself right out of a buyer. Please, read on to find out how NOT to make this mistake.

Who Calls the Shots?
You’ve probably heard “it’s a buyer’s market” many, many times already. With the number of people who have an Orlando vacation home for sale, this is something you can’t afford to ignore. This is especially true considering that the longer your house sits on the market the more it depreciates.

A competitive nature is all well and good, but, when dealing with potential buyers, you have to rein it in. Winning, in this case, is not getting the last word, but selling your home. As you enter into negotiations, keep in mind that the end goal is to sell.

Buyers know they have the market. While this doesn’t necessarily mean they’ll try to walk all over you, it does mean that they may try to negotiate:

• On price
• On closing date
• On inspection period
• On closing costs
• On anything

Now, just because they’re trying to negotiate doesn’t mean they aren’t qualified buyers. You may have a very qualified potential buyer trying to negotiate with you.

Warning: at this point, your competitive nature may try to rise up and crush the negotiating potential buyer. Restrain yourself - strenuously if you have to.

While dealing with offers, counter offers and counter-counter offers, ask yourself if you’re being competitive, silly or surprisingly realistic. Are you turning down their offer because it isn’t an exact fit for you? Do you have a legitimate reason for the counter offer, or are you trying to “one-up?" Will a requested change really make that much difference to you?

Although I’m not suggesting that you take the first offer that comes along without looking at it, or that you take an offer that is less than you can afford to take, I am suggesting that you remember there are plenty of people with an Orlando vacation home for sale. As you look at the offers, keep this in mind. Shut down that competitive nature and remember that the only way you really win is when you sign the papers and hand over the keys.

Ready to get your home sold? we can help. Call us at 407-876-5771 for more information.

How To Get a Great Deal on a Orlando Vacation Property

Buying a Orlando Vacation Home

Have you often wondered what it would be like to own a beautiful vacation property in your desired getaway spot? Have you been reluctant to take the final step due to the inflated prices of such properties? Well, now is the ideal time to take action! In fact, given the current reduction in home prices, you could actually stay at your favorite vacation destination the entire year if you wanted to! This is due to the fact that great homes have been going through the distress sales process in a variety of vacation hotspots throughout the country. As a result, the prices of such properties have dropped dramatically. Your Dream home is no longer a dream, but closer than ever to becoming a reality.

So how do you make a great vacation buy? What are the top destinations for vacation foreclosures? Find the answers to these questions and learn more about why the time is right for investing in vacation homes in the FREE series of "Distress Properties Reports for Vacation Home Buyers".

Click Here to View Video Reports

Orlando Vacation Homes - Orlando Investment Property

Foreclosure Investment Secrets for Florida Real Estate Investors

The Time To Buy Is Now!

The golden rule when investing – be it in real estate, stocks or anything else – is to “buy low, sell high”. Given the current economic conditions, this advice is highly relevant especially if you are an investor interested in getting the most worth for your money. As a result, distress properties are definitely the right choice for you!

You are probably already aware that to make a good investment, the timing of your purchase is a very important factor. But do you know the details of investing in a changing real estate market? Are you aware of the different types of distress properties and the merits of each? For example, pre-foreclosure properties in particular are the most ideal real estate opportunity for investors wanting to close a deal quickly. On the other hand, if you are a novice investor, foreclosure properties would be most appropriate for you. The FREE series of “Distress Properties Reports for Investors” will help you learn about various aspects of investing in distress homes, and assist you in making the most well-informed decisions.

Click Here to View

Orlando Investment Property - Orlando Vacation Propery

FREE Real Estate Video Reports - Foreclosure Secrets Revealed

FREE Foreclosure Secrets - Real Estate Video Reports

These Deals Won't last Forever!

In today's market, distress and foreclosure properties are the hottest ticket when it comes to purchasing real estate. Price reductions have created a true "buyer's market". This means that prices are lower than ever, and buyers can find fantastic deals that would not be available under regular circumstances!

It is crucial to have a solid understanding of how to purchase the right kind of distress property if you want to take advantage of the great deals out there.

So, let's get started. Whether you are a first time buyer who is new to the process, or a veteran investor who has been through it all before. These exclusive video reports on Foreclosures are sure to include something you were not aware of. And the best part: they're free.

Just click on any one of the video topics below to get started.

• Foreclosure Secrets for First Time Buyers
• Short Sale Secrets for Home Sellers
• Foreclosure Secrets for Investors
• How to Get a Deal on a Vacation Home

Introducing our New Orlando Realty Website - Orlando Real Estate Associates

Orlando Real Estate Associates

http://www.orlandorealestateassociates.com/

OrlandoRealEstateAssociates.com is a group of exceptional Orlando real estate agents who have developed an unique Home Selling System specializing in foreclosure homes and short sales. Contact us for all Orlando real estate services.

The Orlando Real Estate Associates and Home Selling Team covers the Orlando - Kissimmee metro areas. Orlando Central Florida Counties include: Orange County, Seminole County, Osceola County, Polk County and Lake County.

5 Steps to Finding Your Perfect Orlando Real Estate Agent

It doesn't matter if you're buying or selling a home, consulting an experienced Orlando real estate agent is a smart move. Here are five steps to finding your perfect agent:

Ask about experience
Although many new Orlando real estate agents are good at what they do, ideally, you want to work with an experienced expert. Someone with extensive experience can efficiently get through the process and streamline the fine details.

Confirm costs
Before getting in too far, find out if you are both on the same page when it comes to costs. Make sure to outline everything in writing ahead of time. This way you eliminate surprises in fees later.

Discuss turnaround time
Find out whether or not your Orlando real estate agent can find or sell a property within the timeframe you desire. Many factors can affect such turnaround, but it's good to discuss these details in the beginning to help you get a feel for your agent's track record.

Inquire about online listings
These days, 80% of home buyers start by viewing listings online. Make sure your agent has the capability to show you homes online and showcase your home for sale online. If not, this may be a sign that their office is not up to date.

Check availability
Learn about your agent's schedule. If he or she is splitting real estate time with another job, you need to know that upfront. This will help you determine whether or not this agent has the commitment you're looking for.

Finding the right Orlando real estate agent can take some time. It’s worth the effort to secure the most capable person for the job.

We would love to have the opportunity to interview for the job as your real estate agent. Call us today at 407-876-5771.

Renting Out Your Orlando Vacation Real Estate

If you have Orlando vacation real estate, you may consider renting it out occasionally to cover some of the expenses. However, if you get something wrong, you can set off alarms with the IRS – something you definitely don’t want to do. So, if you’re thinking about renting out your Orlando investment real estate, here are a few things you need to know:

1. If you don’t feel like claiming rental income on your taxes, you can’t rent the vacation home out for more than fourteen days in a year. Instead, you treat it as a personal residence and just deduct your mortgage interest and property taxes.
2. If you want to be able to deduct your rental expenses, you can rent the home for more than fourteen days. However, if you do, you then step into the world of being a landlord. This also means you have to report the income gained from the rent. Once a landlord, you’ll have to keep track of how much you use the property for personal use and how often you rent it out, then figure the costs for each.
3. If you rent the home out for more than fourteen days, but live in it more often than you rent, it’s still your personal residence. As a personal residence, you can take out rental expenses that are less than, or equal to, your rental income. So, if your yearly rental income is $20,000, you can claim up to $20,000 of your rental expenses on your taxes, but you can’t deduct your losses.
4. If you rent the home more than you live in it, it’s a business. As a business, you can claim your expenses and, possibly, as much as $25,000 in losses per year.
5. The IRS uses the term “personal use”, but personal use is a somewhat broad term. The days of personal use that go towards the “10% more than renting” can include any day that you or family members are using the house. Personal use also includes the time that a family member is renting the home from you, you rent it out for less than it’s worth or you donate the use of the house.

If you decide to rent out your Orlando vacation real estate, make sure you do you research, talk to your real estate agent, accountant or attorney and have all your t’s crossed and i’s dotted. If you’re knowledgeable, that vacation home may just pay for itself!

If you’re looking for a great vacation home or rental property, we can help. Call me us at 407-876-5771 for more information.

New Florida Real Estate Blog of Interest

Florida Realty Resource Blog

http://blog.orlandorealtyresource.com/

The purpose of this blog is to provide useful real estate information, which will assist both buyers and sellers. We will provide you with valuable market updates, statistical data and new trends as they develop. Many consumers find it difficult to locate the information they need when looking to buy and sell a home. This site is being provided as a free service to assist buyers and sellers in the Florida housing market make informed real estate decisions. In order to better educate and inform buyers and sellers, we will continue to develop and provide a set of comprehensive FREE Florida Real Estate Reports as a FREE No-Obligation service to our visitors. In the hope, you who visit this site and in turn, consider us in order to assist you in the purchase or sale of your home.

We truly hope that you find our blog postings, information, tools and resources helpful and we look forward to building a potential business relationship in the future.

Home Buyers - Get the Most for Your Money
Home Sellers - Sell Your Home Fast and for Top Dollar

Horror Stories to Avoid When Buying Orlando Real Estate

Everybody has a horror story of some kind, when talking about Orlando real estate. There are just some things most people don't think about when searching for property to buy or sell, whether you’re the buyer, the seller or even, yes, the agent.

Exhibit A
Sheryl (name changed to protect the innocent) is exhibit A. Now, she thought she’d bought a nice house at a good price. Everything seemed to be perfect. The one place that Sheryl went wrong was forgetting to do a home inspection on that beautiful piece of Orlando real estate.

After a pleasant day of moving in, she went to take a shower. Turning on the faucet, she noticed the water pressure wasn’t what it should be. Ignoring the indications of worse yet to come, she flipped from faucet to shower. Only a few lonely, sad drips came from the showerhead. To compound the issue, she discovered that the washer didn’t have enough pressure to get her clothes clean, washing dishes was an exercise in futility and if a hose was turned on in the garden the second story toilet wouldn’t flush.

After much ado, many phone calls and two plumbers, Sheryl found that the beautiful tree in the front yard that had sealed the deal had also burst the pipes. She now had to pay to have the tree removed (it couldn’t be saved), as well as the pipe dug up and replaced. In addition, she owed the water company for all the water lost through the break.

The moral: Don’t skimp on the details just because you’re under pressure.

Exhibit B
Bob, a real estate agent (again, name changed), still loves open houses. They’re a big deal for him and he makes plenty of contacts that way. However, even Bob, who has been in the industry for years, forgot to do a last walk through before a certain open house started. Unfortunately, he and the potential buyers found an unpleasant surprise in the upstairs bathroom, deposited thoughtfully by the current owner. In trying to take care of the surprise, he found the toilet was blocked and the bathroom fan didn’t work. Needless to say, the potential buyers didn’t stick around to tour the rest of the house.

The moral: A short walk-through can save a lot of embarrassment.

With any Orlando real estate, there’s always the chance that you’ll miss something. A homebuyer’s checklist or home seller’s checklist is a great way to make sure you don’t. If you do, try to take what comes with a grain of salt, a lot of patience and as much of a smile as you can muster.

If you’re trying to find a great home without the horror, we can help. Call us at 407-876-5771 for more information.

Don’t Forget to Inspect the Orlando Homes for Sale!

Just because you’ve found some interesting Orlando vacation homes for sale doesn’t mean your house hunt is up. There’s much more to do before signing those closing papers, and one of the biggest is having the home inspected. In fact, getting a home inspection will probably be drilled into you by your real estate agent. Yes, it’s that important.

What can you find out from a home inspection report?
Although many people do get a home inspection, just as many have a difficult time deciphering the reports to find out what’s serious and what isn’t. To make it worse, inspections vary from state to state. Fortunately, the National Association of Certified Home Inspectors, who has a list of inspectors all around the United States and Canada, has a specific set of guidelines.

General Inspection
A general inspection doesn’t require a specific license. It covers such things as:

Structure – how well the walls, ceiling, foundation and more are put together
Exterior evaluation – landscaping, elevation, drainage, windows
Plumbing – Checks the condition of piping and identifies the materials used
Roof and attic – framing, flashing, gutters, ventilation
Systems – water heaters, duct work, air conditioning, chimney, furnaces, sprinklers
Garage – Slab, firewall, garage door
Appliances – including smoke detectors
Electrical – main panel, types of wiring, grounding, circuit breakers, light fixtures and more

The inspection reports will state whether the Orlando vacation homes for sale have serious health and safety issues, bad or old roofs, systems malfunctions, foundation problems, and moisture and drainage problems.

Special Inspection
Some things require a specific license for inspection. Although you may not want to spend the extra money, these things can cause the “sick house syndrome” (people getting sick a lot for no recognizable reason). These problems should not be ignored:

-Asbestos
-Radon
-Formaldehyde
-Mold, mildew and fungi
-Rodents
-Lead
-Methane
-Radiation

Some issues aren’t big and can be dealt with fairly easily. Other things, however, are expensive fixes and usually deal breakers. Before you sign closing papers on one of the Orlando vacation property for sale, get that inspection done to find out what you’re really getting.

If you’re looking for a healthy home in good condition, we can help. Call us at 407-876-5771 for more information.

Mortgage Financing for Orlando Condo Hotels, Orlando Vacation & Investment Property

Good News!

We are fully aware of the difficulty condo hotel, resort vacation condo & investment property buyers have been facing, when securing mortgage financing. Many have been forced to use all cash for their purchases.

The good news is we have a new source of financing.

NON-Warrantable Condo Loan Program

• The down payment varies depending on your credit FICO score
• The down payment varies for Second homes and Investment Properties
• Offering Interest only and Fully Amortizing Mortgages

Call us for details 407-876-5771 Free Pre Approved

Orlando Real Estate July foreclosures up 37%

The number of Orlando area houses in some state of foreclosure in July rose 37 percent compared to the same month in 2008, as fallout from the weak economy and depressed housing prices continued to spread.

RealtyTrac, an online real estate listing business, reported 7,248 Orlando foreclosures in Orange, Seminole, Osceola and Lake counties last month, up from 5,286 a year earlier. The area had 6,667 foreclosures in June.

Florida’s foreclosure volume was second only to California in July as 56,486 Florida dwellings went into foreclosure during the month, rising from 45,884 in July 2008, a 23 percent increase.

Orange County had the greatest number of foreclosure activity in July with 4,150, 41.9 percent more than a year earlier. Seminole followed with 1,133, a 67 percent increase. Lake recorded 1,010 incidents of foreclosure activity, double the number last year. Osceola trailed with 955, 19 percent fewer than in July 2008.

Nationwide, the flood of foreclosure filings continued as 360,149 default notices, scheduled auctions and bank repossessions were reported on properties in July, an increase of nearly 7 percent from the previous month and an increase of 32 percent from July 2008. The report also shows that one in every 355 U.S. housing units received a foreclosure filing in July.

For the 31st consecutive month, Nevada recorded the nation’s highest state foreclosure rate, with one in every 56 housing units receiving a foreclosure filing in July — more than six times the national average. Vermont continued to be the lowest, with only 11 foreclosure filings in July, or one for every 28,312 housing units.

The RealtyTrac U.S. Foreclosure Market Report provides the total number of properties with at least one foreclosure filing reported between January-June of this year. Data is collected from more than 2,200 counties nationwide, accounting for more than 90 percent of the U.S. population. If more than one foreclosure document is filed against a property during the period, only the most recent filing is counted in the report.

Source: Orlando business Journal - Christopher Boyd

Need to Stop Foreclosure? Want to Save your Credit? We may have a solution - Florida Short Sale Center

New Search Tool: Orlando Investment Property - Orlando Vacation Property

Best search tool on the entire web - designed to make your Orlando Investment & Vacation Property searching a breeze.

As you may already know, searching for vacation property in Orlando – Disney resort area using the traditional MLS will not work. That’s because you cannot distinguish which properties are zoned and approved by the various counties for SHORT TERM ZONING. The true only way to accomplish this is to search by approved SHORT TERM ZONING communities individually, we have done that hard work for you with our ORLANDO VACATION COMMUNITIES QUICK SEARCH TOOL. We have four main sections:

• Orlando Vacation Single Family Homes
• Orlando Vacation Townhomes
• Orlando Vacation Condos
• Orlando Condos Hotels

5 Characteristics You Want Your Orlando Real Estate Agents to Possess

When buying a home, of course everyone wants to work with a dynamic real estate agent. But sometimes, it's hard to know not only what talents you want in a real estate agent but also what you really need. While Orlando real estate agents differ, there are five traits you definitely want the agent you choose to work with to embody.

1. Marketing skills – You need to work with an agent who knows the ins and outs of real estate marketing. If you have a house to sell, your agent should know how to market your home both online and offline. If you're buying a home, your agent should be aware of the latest and greatest homes on the market.
2. Negotiating flair – Once you decide on a property, you don't want to overspend. A good agent will have the skills to get you the best deal around. With a good negotiator, you can have peace of mind knowing you won't be taken advantage of.
3. Experience – This is understood. If you're working with Orlando real estate agents, you want them to be experienced. While there are some good people who are just getting started, nothing beats years of on-the-job training.
4. Good listening skills – If an agent doesn't listen to exactly what you want, then there's no way he or she can give you the service you deserve. An agent with excellent listening skills is necessary if you want your goals met.
5. Dedication – No matter how much experience or skills an agent has, it's essential that you choose someone who is ready to put in the time and commitment needed to get your deal done.
   

There are many Orlando real estate agents from which to choose. And you'll want to interview several agents to figure out the one who's right for you. We would be honored if you'd allow us to interview for the job of representing you as a buyer or seller.

Florida Muitiple Listing Service - Statewide Florida MLS Search

Florida MLS Search - Florida Multiple Listing Service

Statewide Florida MLS Search

Search all Florida Metro Areas: Cape Coral – Fort Myers, Deltona – Daytona Beach – Ormond Beach, Fort Walton Beach – Crestview – Destin, Gainesville, Homosassa Springs, Jacksonville, Key West – Marathon, Lake City, Lakeland, Miami – Fort Lauderdale – Miami Beach, Naples – Marco Island, Ocala, Okeechobee, Orlando – Kissimmee, Palatka, Palm Bay – Melbourne - Titusville, Palm Coast, Panama City – Lynn Haven, Pensacola – Ferry Pass – Brent, Port St. Lucie – Fort Piece, Punta Gorda, Sarasota – Bradenton – Venice, Sebring, Tallahassee, Tampa – St. Petersburg – Clearwater, The Villages, Vero Beach, Wauchula.

Search Florida MLS, all Florida Regions & Florida Counties are included:
All types Florida properties are included both new and resale: Florida Single Family Homes, Florida Condos, Florida Lofts, Florida Penthouses & Towers, Florida Town Homes, Florida Condo Hotels, Florida Vacation Income Properties, Florida Active Adult, Florida Lots, Florida Homesites & Florida Land.

Florida MLS Search

Distress Homeowner Solution - Orlando Short Sales

Orlando Short Sales: offer homeowners a way to avoid foreclosure and help save their credit. We have a team of licensed Orlando Realtors and loss mitigation experts who specialize in pre-foreclosures and the short sale of all types of property.

Stop Foreclosure & Save Your Credit

SELL your Home - Short Sale

Website of Interest Toronto Real Estate Listings

Here is a website of interest: http://www.torontorealestatedirect.com

Find all you need for toronto real estate listings, this is a top rated, quality website we recommend highly.

Two new Top Orlando Real Estate Blogs

Two Interesting Orlando Real Estate Blogs

Topic Covered:

1. Orlando area Real Estate Info
2. Orlando Short Sales and Foreclosure Info

Orlando area Real Estate Blog - This website Blog is operated by a dedicated team of full time real estate associates who live in and service the Greater Orlando Area. This group of Top Producers have decades of experience to draw upon that will assist with any clients situation. Whether you are Looking to Buy or Looking to Sell, the Orlando Real Estate Associates can help.

Orlando Short Sales and Foreclosure Blog - We are a team of licensed Realtors and loss mitigation experts in Orlando who specialize in foreclosures, pre-foreclosures and the short sales of all types of property. There is much interest in the various stages of distressed properties these days. A lot of information, some good and some bad, is floating around. Our goal is to help provide some clarity and guidance on this complex subject.